Voorwaarden

The use of this website (the “Website”) is subject to the following terms of use (the “Terms of Use”). Please read the following Terms of Use carefully. By clicking 'I Agree', you confirm that you have read, understood and agree to be bound by these Terms of Use. If you do not accept these Terms of Use, please, click ‘I Disagree’, and do not continue to use or access any pages of the Website.

General

The Website is the property of Kempen & Co N.V. ("Kempen") and contains information on financial instruments (“Financial Instruments”) that are issued by:

F. van Lanschot Bankiers N.V.
UBS AG
BNP Paribas S.A.
ING Bank N.V.

Kempen may from time to time distribute Financial Instruments issued by F. van Lanschot Bankiers N.V., UBS AG, BNP Paribas S.A. and ING Bank N.V. (hereinafter collectively referred to as “Issuers” and individually as “Issuer”).

Kempen is a 100% subsidiary of Van Lanschot Bankiers N.V., which is a listed company on Euronext and is supervised by the Dutch Financial Authority (Autoriteit Financiële Markten) and the Dutch Central Bank (De Nederlandsche Bank).

These Terms of Use are governed by Dutch law; exclusive place of jurisdiction is Amsterdam, The Netherlands.

Information on the Website

The information on the Website is published for information purposes only and does not constitute an offer to sell, or the invocation to make an offer, to buy or otherwise acquire, or subscribe to, any Financial Instrument and cannot be relied on for any investment contract of decision. Nor it is an advice or recommendation to conclude or perform any action and is not intended or to be interpreted as such, unless explicitly stated otherwise. If you require further information or advice regarding the information on the Website or advice relating to your financial situation and investment purposes, you should consult an independent financial advisor before making an investment decision.

The documents which contain promotional or publicity announcement of the issue of Financial Instruments by one or more of the Issuers distributed on the Website are only valid during the offer period as specified therein. After expiration of the offer period by the Issuer, these documents are available on the Website only for information purposes and no rights may be derived from these documents.

If the Website explicitly includes information regarding an offer, or invitation to make such an offer, the Website will generally contain the relevant prospectus, final terms and/or other legally required offer documentation, containing the specific conditions of the relevant offer and the Financial Instruments, or hyperlinks to and/or other information regarding the availability of a copy of the offer documentation. After expiration of the offer period of the relevant Financial Instruments referred to on the Website, the relevant documents on the Website are available only for information purposes. As from that moment, these documents cannot be considered a continuous offer and no new rights can be derived from such documents.

Kempen may update the information on the Website at any time without any obligation of prior notice, including interrupting access to the full Website or sections thereof.

Local access restrictions for the Website

The information provided on the Website or in any other announcement containing a link to the Website is purely intended for personal use and information purposes. This information was not prepared in the context of any specific investment, financial situation or special need of any specific visitor of the Website. The information provided on the Website is not intended to be distributed to or used by any natural person or legal entity in any jurisdiction where such distribution or such use would be an infringement to applicable laws and regulations or if such use would subject Kempen to any form of mandatory registration in such jurisdiction. Insofar as the Website contains any opinions, statements and representations, Kempen provides these solely for personal use and information purposes. The above-mentioned opinions, statements and representations are not, and should not be considered as, any implicit or explicit investment recommendation.

The distribution of information on the Website may be limited by local laws and regulations in the jurisdiction from which you are visiting the Website. Restrictions particularly apply to citizens of the United States of America (USA) and Japan as well as for people resident in the USA and the United Kingdom (UK). If such limitations are effective and if you visit the Website from such a jurisdiction, you should enquire after and observe such limitations. Every person with the intention of accessing the Website is responsible for assessing the applicable restrictions. Financial Instruments referred to on this Website are intended for use by residents of the country specified on the relevant Financial Instrument page as available on the Website as being the jurisdiction where such Financial Instruments are offered, and these Financial Instruments are not intended for or addressed to residents of any other jurisdictions. Residents of other jurisdictions may not carry out any actions based on the information on the Website. The Financial Instruments referred to on the Website are not offered to residents of the United States of America and are not otherwise available within the United States of America.

No basis for investment decisions

The information on the Kempen website was compiled without taking into account aid for legal, fiscal or other consultancy questions. Prior to entering into any transaction, an investor should determine if any of the Financial Instrument on the Website suits his or her particular circumstances and should independently assess (with his or her professional advisers) all risks (maximum loss, currency risks, etc.) and the legal, regulatory, credit, tax and accounting consequences associated with these Financial Instrument to determine the suitability and appropriateness of any transaction in the light of your investment objectives, financial situation and particular needs. The following information is for the private information of the user and is not to be construed as an offer to sell or an invocation to buy any Financial Instrument. Investors may not purchase or sell the Financial Instruments described on the Website from Kempen directly but only via their own broker.

Valuation of the Financial Product

The value of and return on Financial Instruments as set out on the Website may rise or fall, and investors may receive less than the amounts invested. The value of your investment may fluctuate. Past performance is not an indication of future results.

No liability

The Website has been produced with the greatest possible care. Kempen took reasonable measures in order to guarantee the correctness and completeness of the contents of the Website. This information was based upon sources that Kempen believes to be reliable. Some of these sources are not the property of or managed by Kempen, and therefore Kempen cannot guarantee the correctness, completeness, actuality and quality of such sources, nor the availability at any given time of the data and information provided on the Website, and Kempen cannot accept any liability in this respect, insofar as this is permissible pursuant to the applicable laws and regulations. No representation of any kind is made that the information is accurate, complete or timely. Unless otherwise stated, all figures are unaudited. Kempen does not accept liability for any loss arising from the use of the Website. Information on the Website is subject to alteration at any time and without any particular prior notice. The opinions, statements or representations on the Website are not necessarily Kempen’s opinion or vision. All pricing information is indicative only and may not be presented in real-time. Kempen excludes any explicit or implicit guarantees, commitments or representations that the Website, including, but not limited to, the functionality available on or from the Website, will be updated; that access is uninterrupted and error-free; that issues will be resolved; or that each or any part of the contents or the material or the correctness, completeness or availability of the contents of the Website or any part of the contents or the material is suitable or available for use in any jurisdiction.

Third party data

No responsibility is assumed for the reproduction of data supplied by third parties on the Website such as securities prices, various indices, performance data, etc. Neither Kempen nor any information provider or third party supplying data to an information provider assumes any liability for any damage or consequential damage caused by incorrectly, inaccurately or incompletely reproduced information or computations on the Website. Visitors to the Website are requested to verify the information received with regard to its integrity and to make their investment decisions on the basis of their own investigations (advice from third parties, other publications etc.).

 

Links to third party websites

Activating certain links on the Website may cause you to leave the Website. Such links, addresses or hyperlinks are provided solely for your convenience and information; they do not constitute any recommendation on the part of Kempen. Kempen does not maintain these other sites and has no control over the organizations that maintain the site or the information, products or services these organizations provide.  Kempen makes no representation about, and assumes no responsibility for, the content, accuracy, completeness, timeliness, suitability or legality of the content of any such websites, or for any products or services that might be offered therein.  Kempen does not recommend or endorse these organizations or their products or services in any way.

No guarantee of accessibility

The transmission of information over the Internet may be subject to interference, delays, errors or omissions in the supply of the data, which are beyond the control of Kempen or its information providers. Neither Kempen nor its information providers shall be liable for any damage or consequential damage caused by such deficiencies. In particular no liability is assumed for any consequential damage resulting from delays, late arrival of orders or any inability to access the Website. Kempen makes a maximum effort to ensure 24/7 availability of the Website. Kempen does not commit to providing permanent, uninterrupted and secure access to the Website. Kempen furthermore reserves the right to interrupt access to its Website at any time and without any prior notice in the case of risk of abuse or fraud, to carry out maintenance or to introduce changes or updates to the Website (including the Terms of Use). Kempen has no obligation to remove obsolete information from this Website or specifically mark it as obsolete.

Conflicts of interest

Kempen may have material interests that conflict with your interests. For example, Kempen may be dealing as a principal in any Financial instrument referred to on the Website and may hold a long or short position in connection with such dealing or may make a market in the Financial Instruments described herein. Kempen may also be providing services to other persons in connection with these Financial Instruments, may be acting as an underwriter in respect thereof and/or may be acting as financial advisor or lending bank and/or may provide other investment services to the Issuer of the Financial Instruments or the underlying reference value. In connection with these activities, Kempen may hold material information but will be under no obligation to take such information into account or make it available to any person.

Copyright

The Website was produced by and the opinions expressed on the Website are those of Kempen as of the date of publication and are subject to change without prior notice. The content and the layout of this webpage, including the underlying software are protected by copyright and other intellectual property rights. The (complete or partial) reproduction, transfer, modification, linking or use of the Website for public or commercial purposes without prior permission in writing of the legal holder is prohibited. Downloads and copies of such web-pages may only be made for private, not commercial, use and may not be forwarded to third parties.

Cookies

We use cookies on the Website. A cookie is a small text file that a website places on your computer in order to enable your computer to have certain information available at a later stage. Cookies serve to register information relevant to your use of the Website and may contain information regarding the settings you selected on the Website and regarding your location. Cookies do not contain any personal information that others may read or understand about you, such as your name or account numbers. If you do not wish for Kempen to make use of cookies when visiting the Website, you can select settings in your browser to configure your computer to not accept any cookies. However, this may limit your use of the Website and certain functionalities of the Website may in that case not be available.